Laws can still prevent someone with your Advance Care Directive from accessing medical records. It seems illogical that the person who is named as your agent under an Advanced Care Directive can't gain access to your health care records. However, that can sometimes be the case, according to th...
Life is full of surprises, so perhaps it is best to be as prepared as possible. Do you know you need a Power of Attorney and an estate plan? Getting organized to create a will is a good place to start, according to the Toronto Sun in the article “Where there's a will, there's a way.”
Signing up for retirement isn't simple, because you have many options. There are many options when it comes to retirement, so it can be helpful to seek professional advice before making decisions that can't easily be reversed, according to the Cleveland Jewish News...
Even if you are self-employed, you can still plan for retirement. People who own and run a business often find themselves without the usual plans available to employees, such as a 401(k). However, that does not mean they do not have options to save for retirement, according to Zing!...
The larger picture needs to be considered rather than the short term. The federal estate planning exemptions have been increased. However, that doesn't mean an estate plan is not needed, because it is still a good tool when it comes to protecting your heirs, according to ThinkAdvisor...
Want to become more in control? Get that estate plan in order. When it comes to investments, the risks involved can make us feel we are not in control. However, if you want to feel more in control, take a good look at your estate plan, according to the Daily Camera...
Retirement accounts usually have the largest impact. However, there are also other income streams. One of the surprises that can catch you unaware is that taxes during the working years are usually much simpler than taxes during retirement, according to The News Tribune in...
Scam artist targets woman who is grieving for her husband. Scammers work on the easiest targets, so senior citizens are often their targets in hopes they will catch them off guard at their weakest moments, according to Newsday...
It isn't difficult to get the process started. Many Americans make New Year's resolutions. However, it turns out that very few keep them. One New Year's resolution that is relatively easy to keep and helps prevent your family from unnecessary stress in the future is getting your estate plan ...
Handling the decedent's final affairs. When a family member passes away, there are some important papers and information that must be gathered. The smart way to address the issue is to gather the papers beforehand and have assistance from an estate planning attorney, according to The Balance...
Assets will have to be divided in addition to dealing with paperwork, courts and tax law changes. Dividing up assets is difficult in a divorce and the new tax law changes that went into effect in January are not going to make it any easier, according to Next Avenue...
Don't wait until you are under pressure to create these safeguards. If you don't have documents that protect you, your family and your assets, you should consider doing yourself a favor and putting them on your list to accomplish in 2019, according to Fox Business...
A “go-bag” can protect your family until you can head home again. As we all know from news events, you never know when an emergency will arise that causes the evacuation of your home. If that should happen, do you have a “go-bag” that will protect your family until life returns to normal?...
What happens to the caregiver when your loved one is gone? Providing care for another adult can be difficult because the caregiver often puts their life on hold. They may find themselves facing a new challenge later, according to the AARP Bulletin in “What Happens When Caregiving Ends?”
Protection varies according to state law. IRAs are protected from bankruptcy. However, there are some limitations you should guard against, according to The Balance in “What is IRA Bankruptcy Protection?” President George W. Bush signed bankruptcy protection into law in 2005 with the Bank...
Not having a long-term care plan can put your family at financial risk. A government report estimates a vast majority of those over 65 will end up needing long-term care. However, many people do not have plans to meet the expenditures, according to Westfair Online...
Life can get in the way of you meeting your goals. However, embracing some tactics can be helpful. Making resolutions to accomplish certain goals is never an easy task and New Year's resolutions are no different. Financial goals are often on the list of resolutions and there are some secrets...
Working at the age of 65 is not the same as working at 20. Working for decades can take a toll on employees as they near retirement age. However, a phased retirement can offer a situation that works well for both the worker and the employer, according to the Missoulian in “Why Companies Shou...
Now is the time to handle those details you have overlooked. There may be a number of estate planning details that you have not addressed in previous years. This year is a good year to get it done, according to the Pittsburgh Post-Gazette...
If Social Security will be 40% of your income, where does the rest come from? Social Security was never intended to be your total retirement funding, so you need as many revenue streams as possible, according to U.S. News & World Report in an article that compares “Pension vs. 401(k).” A tr...
If you are thinking of upscale retirement, it might be best to check in early and enjoy the lifestyle. Boomers have had a way of being out front when it comes to making changes in society, and it isn't any different when it comes to retirement, as they eye the expansion of five-star luxury r...
The decision to disinherit someone isn't made lightly and needs careful consideration. Sometimes as the difficulties of life wind through families, it is decided it would be best to disinherit a family member. It can be done. However, it needs careful legal consideration, according to Next Avenue...
There are some lessons to be learned from the experience of others. Things do not always go as we plan. A couple planned and saved for their retirement but then faced some tough challenges, according to the Canton Citizen in “Smart About Money: Retirement Lessons.”
Where do you want your assets to go, when you think of your loved ones? Estate planning can be a comfort to you but is also a gift of peace of mind to your family and may be a good way to begin the New Year, according to the Brainerd Dispatch...
It wouldn't be a lot of fun to run out of money. What is the number one concern about retirement? Running out of cash is the answer. However, there are steps that can be taken to reduce the chances, according to the AARP Bulletin's article “4 Steps to Make Your Money Last a Lifetime.”
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