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Worked Most of Your Life and Find Retirement Boring?

Posted by Nina Whitehurst | Mar 05, 2019 | 0 Comments

Want to go from Boomer lifestyle to sitting down? Probably not!

The idea of retirement as a time to settle down and no longer be an active citizen is being challenged by a generation that has so far changed every stage of living, according to Next Avenue in “How to Avoid Becoming a ‘Bored Boomer’ in Retirement.”

A study from the Federal Reserve in 2016 found that a third of retirees eventually consider retirement and return to work, some on a full-time and others on a part-time basis. Another study, from the Rand Corporation, found that 39% of workers 65 or older who were employed had tried retirement, but didn't care for it and decided to go back to work.

What's behind this trend? Some of it has to do with a focus on the financial side of retirement, leaving out the planning for what life in retirement will look like. It turns out that the “soft-side” of retirement requires just as much planning as the money part.

Here's the sad thing: the first part of retirement is usually when people are at their physical and mental best. Spending five to 10 years figuring out the mental, physical, social and spiritual challenges of retirement that could have been discussed, explored, and planned while still working, is too much time to lose at this later stage of life.

Some key issues:

  • A loss of identity, if what you do has always been who you are.
  • Spouses who find themselves wanting to pursue completely different agendas.
  • Boredom because of lack of social engagement.
  • Depression and physical deterioration, because of reduced activity and no sense of purpose.

How to undo the “bored boomer” syndrome?

Find your “essential self.” What did you love when you were 6, 8 or 10 years old? What did you want to do, before parents, schools and financial obligations got in the way? Bored boomers can redefine who they are and what their greater purpose is. What is your essential self? What are you passionate about? What skills can you use to bring about greater good?

Reintegrate yourself. You have decades of experience, skills, insight, and knowledge. What could your second career do to combine all of this with your essential self?

Start a lifestyle business. What does that mean? A lifestyle business is a business that gives you a level of income, freedom to work when and where you want and is not set in any physical location. That includes coaching and consulting, services like web design or graphic services, freelancing sales in your prior industry, etc.

Reference: Next Avenue (Feb. 5, 2019) “How to Avoid Becoming a ‘Bored Boomer’ in Retirement”

About the Author

Nina Whitehurst

Attorney at Law Nina has been practicing law for over 30 years in the areas of estate planning, real estate and business law She is currently licensed in Alaska, Arizona, California, Colorado, Oregon and Tennessee. Her Martindale-Hubbell attorney rating is the highest achievable: 5 stars in peer...


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