It is impossible to avoid natural disasters.  However, you can be prepared and that includes being financially prepared, according to the Napa Valley Register in "Your emergency financial first aid kit."

The U.S. has faced powerful hurricanes and raging forest fires this year, with millions of people still trying to pick up the pieces and get back to their normal lives. It will be a long time before they are able to do so.

Preparing for an emergency means you need to do things, such as make sure that you have a supply of non-perishable food and drinking water.

You should also have plans for somewhere to go, in case you need to evacuate.

Most people understand that they need to do those things. What you might not think about is how to prepare financially.

In any emergency, it is possible that you will lose your important financial and estate planning documents. A fire does not care if a document is a will or a three-year-old “to do” list that was never thrown away.

You can prepare to protect your important documents and even have help from FEMA. They offer a kit to prepare for replacing documents.

Reference: Napa Valley Register (Nov. 5, 2017) "Your emergency financial first aid kit."