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Who Makes Health Care Decisions If You Can't?

Posted by Nina Whitehurst | Apr 13, 2022 | 0 Comments

Being able to make health care decisions for ourselves is so important to us, but what happens if you become incapacitated and are unable to voice your opinion?  If you don’t have a health care agent or guardian in place, state law chooses who can make those decisions.

Claiming Social Security Benefits at Age 70

Posted by Nina Whitehurst | Apr 04, 2022 | 0 Comments

The decision of how long to wait to claim Social Security benefits depends on a number of factors, including other income sources in retirement and projected longevity.  But Social Security experts advise waiting as long as possible to start collecting benefits, up to age 70. 

The 6 Biggest Estate Planning Mistakes

Posted by Nina Whitehurst | Mar 16, 2022 | 0 Comments

If you’re like most people, you have the best of intentions regarding how you want your estate distributed when you die or your affairs handled should you become incapacitated. Unfortunately, without proper planning, your best intentions may not be enough. Here are six of the most common estate planning mistakes people make: 

Things to Remember at Tax Time

Posted by Nina Whitehurst | Mar 14, 2022 | 0 Comments

Tax day, which is Tuesday, April 19 in 2022, is approaching and it is time to begin crossing T's and dotting I's in preparation for paying taxes. As tax time draws near, you want to make sure you file all the proper forms and take all deductions you're entitled to.

Passing on Assets Outside of Probate: PODs and TODs

Posted by Nina Whitehurst | Feb 23, 2022 | 0 Comments

For a variety of reasons, people sometimes want some or all of their assets to pass directly to specific individuals upon their deaths, outside of probate.  One way to accomplish this is to set up a “payable on death” (POD) account for money in a bank account or a “transfer on death” (TOD) account if funds are in a brokerage account.

Make Sure Your Estate Plan and Other Essential Documents Are Safe from Disasters

Posted by Nina Whitehurst | Feb 09, 2022 | 0 Comments

It’s an unfortunate reality that with the increasing number of natural disasters across the country, including fires, floods, and hurricanes, the chance that you could lose your house and possessions has become more likely. In the event of such a calamity, it is important that your estate planning and other important documents are beyond reach and easily retrievable. 

Ombudsmen: Front-Line Advocates for Nursing Home Residents

Posted by Nina Whitehurst | Jan 05, 2022 | 0 Comments

Disagreements with a nursing home can arise regarding any number of topics, including the quality of food, troublesome roommates, lack of privacy, or services not meeting what was promised. Many disputes can be resolved by speaking with a nursing home staff member, supervisor, or moving up the chain of command. But if you can't resolve things within the nursing home, your next step should be to contact the local ombudsman assigned to the nursing home.

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